Chili Verde Layered Bean Dip

I got this recipe from my BF Chrissy. She brought it over one night and I LOVED it so much I asked for the recipe. It's super good.

1 can 16 0z. refried black beans
1 tsp. + 1 Tbsp. southwestern dry seasoning (fajita seasoning)
1 Tbsp. lime juice
1 8 oz. pkg cream cheese softened
1 4 oz. can chopped green chiles undrained
1 garlic clove pressed
1 c red onion finely chopped
1 3 oz. can chopped olives divided
5 oz. shredded cheddar cheese divided
1 Tbsp. finely chopped fresh cilantro
Preheat oven to 400. Small bowl mix beans with 1 tsp seasoning mix. Spread in bottom of baking dish. Mix cream cheese, lime juice, chiles, garlic and 1 Tbsp. seasoning mix until smooth. Add onion, ½ of olives and 1 cup of cheese. Mix well. Spoon over bean layer. Bake for 20-25mins or until well heated. Sprinkle with remaining ¼ c cheese, olives and cilantro (in that order). Enjoy!!!